RQ RepayIQ
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Federal student loan clarity, end to end

Make the next student loan decision clearer.

RepayIQ helps borrowers compare federal repayment paths, understand what comes next, and prepare the documents needed to move forward.

Get a quick quote See how it works
Quick quotes for signed-in borrowers and partners Preliminary estimates, clearly explained
A borrower calmly reviewing student loan information from home.
Compare
Prepare
Move forward
For borrowers Compare paths and prepare the next step.For organizations Offer a hosted experience or connect by API.In Chrome Bring quick quotes into a partner workflow.
How RepayIQ works

Guidance that leads to a real next step

Begin with the level of detail you have today. RepayIQ turns it into an organized path forward.

STEP 01

Compare your options

Sign in for a quick estimate or add more detail for a fuller look at federal repayment and consolidation paths.

STEP 02

Prepare what comes next

Choose the outcome you need and work through focused questions, supporting items, and document preparation.

STEP 03

Move forward with clarity

Review the prepared files and instructions, then complete submission through the appropriate official channel.

A borrower reviewing repayment options and organizing next steps at a home workspace.
Start without knowing the program rulesBrowse services by the outcome you need, then follow a focused workspace.
For borrowers

From a quick estimate to ready-to-review documents

RepayIQ meets you wherever you are in the process. Sign in to explore preliminary payment estimates with a few basic numbers, or build a fuller financial picture to compare paths and prepare the documents your next step may require.

  • Get oriented quickly

    From your borrower account, use estimated income and loan details to get a preliminary quote without uploading a loan file.

  • Compare a fuller financial picture

    Add borrower details and a StudentAid.gov loan export to review repayment and consolidation scenarios.

  • Keep the work organized

    Bring questions, supporting items, prepared files, and submission guidance into one focused workspace.

Get a quick quoteExplore borrower services
A financial-services advisor helping a client understand repayment scenarios on a laptop.
Built for real borrower conversationsMove from a fast estimate to a detailed workflow without changing tools or calculation logic.
For organizations

Put better repayment guidance inside your service

Support employees, members, or customers with a hosted RepayIQ experience—or connect your own product to the same analysis and document workflow through our partner API.

  • Explore a ready-made partner experience

    Try the full analysis and document workflow in a hosted sandbox built for partner use cases.

  • Integrate the complete journey

    Connect quick quotes, analysis, plan selection, document preparation, review, and bundle downloads by API.

  • Keep calculations consistent

    Consumer and partner experiences share the same parsing, rules, and calculation foundation.

Try the partner sandboxView API docs
Chrome extension · Partner access

Quick repayment estimates, right beside your workflow

RepayIQ Partner for Chrome opens from the toolbar as a secure side panel. Authorized team members can compare preliminary payment estimates without leaving the work already in front of them.

  • Secure individual access

    Each authorized team member signs in with a managed partner account.

  • Only the details a quote needs

    Enter income, balance, family size, state, loan type, and loan timing.

  • Useful comparisons in a side panel

    Review preliminary monthly estimates, terms, assumptions, and qualification details.

Explore partner tools View API docs

Estimates are preliminary. Borrower and loan details should be verified before a repayment decision is made.

RepayIQ Partner Chrome side panel showing preliminary repayment plan estimates.
Your next step can be simple

Start with an estimate. Build from there when you are ready.

Quick quotes are available to signed-in borrowers and authorized partner teams. Estimates are preliminary and assume plan eligibility.

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