Payments & consolidationGuidance
FFEL Repayment Plan Holder Selection
Find the repayment-plan request process used by each holder of a Federal Family Education Loan.
Eligibility is guided, not assumed
You can start even if you are unsure whether every rule applies. RepayIQ uses your answers to flag what needs review and only stops the workflow when a program is genuinely unavailable.
What RepayIQ helps you do
RepayIQ provides guided next steps
Review the current official process, understand what information may be requested, and follow the destination-specific next steps.
What you will need
These items unlock progressively. You do not need to collect everything before starting.
No preliminary analysis is required to view this guidance
Signatures and certifications
The official process does not list a separate paper certification.
Where it goes
Loan holder or servicer
Use the destination shown by the borrower's current loan holder or servicer. Separate copies may be required when loans have different holders.