Loan & account issuesGuidance
Joint Consolidation Loan Separation Combined Application
Use the federal online process to separate an eligible joint consolidation loan.
Eligibility is guided, not assumed
You can start even if you are unsure whether every rule applies. RepayIQ uses your answers to flag what needs review and only stops the workflow when a program is genuinely unavailable.
What RepayIQ helps you do
RepayIQ provides guided next steps
Review the current official process, understand what information may be requested, and follow the destination-specific next steps.
What you will need
These items unlock progressively. You do not need to collect everything before starting.
No preliminary analysis is required to view this guidance
Signatures and certifications
- Your signature
- Co-borrower signature
Where it goes
Federal Student Aid
Use the official StudentAid.gov workflow or the destination printed on the current official form.